The ruling on the zakah of money saved for the annual installment

Question:
May Allah reward you. The questioner says: I save eight hundred riyals every month in order to pay the annual installment to the real estate bank in the month of Muharram, which is nine thousand and six hundred. As soon as the month of Muharram arrives, I pay it. Has a lunar year passed over it? Is zakah due on it, and how much is it?

Answer:
Yes, the lunar year is twelve months. If twelve months have passed over your ownership of this money, if twelve months have passed over your ownership of this money, then zakah becomes obligatory on it if it reaches the nisab (minimum threshold), whether you are saving it for marriage, to pay off a debt, to buy a house, or otherwise, or saving it for trade. The important thing is that if a lunar year passes over an amount of money that reaches the nisab or more, then zakah is obligatory on it, without regard to your intention regarding this money. Yes.