The Ruling on Health Insurance When One Is Compelled to Take It

Question:
In these days, the system of health insurance has become widespread in most companies. What is its ruling? And if a person is compelled to take it, what is its ruling?

Answer:
Insurance is not permissible in any of its forms, whether health insurance or otherwise, because it is consuming people's money unjustly. It contains excessive uncertainty (gharar) and ignorance, it contains riba (usury or interest), and it contains many other matters. So insurance is not permissible. But if they force you to do it, the first thing is that you are not forced to stay with this company; you can go to another company or another job. But if it happens that the one in authority forces you to do this, then you pay the amount as a tax. You pay it as a tax and do not benefit from it from the people's money. You take only the amount you paid; you take only the amount you paid and do not take anything more than that. Yes.

The presenter:
May Allah reward you, Your Eminence the Shaykh