Is it permissible in currency exchange for an amount to remain with the exchanger because he does not have it available?
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success. If I asked one of the brothers to exchange five hundred riyals, but I found he only had four hundred and fifty, and he promised me the rest at another time, is that permissible?
Answer:
No, this is an exchange, and an exchange requires that each party receive their full right in the meeting. So this is not valid; you cannot take part of it and defer the rest to another time. Rather, he should wait until he brings you the balance, or you should go to someone else who will exchange it for you. Yes.
He says: Honorable Shaykh, may Allah grant you success. If I asked one of the brothers to exchange five hundred riyals, but I found he only had four hundred and fifty, and he promised me the rest at another time, is that permissible?
Answer:
No, this is an exchange, and an exchange requires that each party receive their full right in the meeting. So this is not valid; you cannot take part of it and defer the rest to another time. Rather, he should wait until he brings you the balance, or you should go to someone else who will exchange it for you. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [4255- 4717] هل يجوز في الصرف بقاء مبلغ عند الصراف لعدم توفره عنده؟ - الشيخ صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.