Is zakah obligatory on a debt owed by a person who is unable to pay?

Question : A man says: I bought a car from another man for forty-five thousand riyals on credit. The buyer was a student, and after three years, once he got a job, he bought a car on installment and gave it to the first man in exchange for what? In exchange for his right. So he asks about its zakah. What did he give? He gave the money for the second car, meaning the first car, meaning the settlement.

Answer : All right, who is the zakah due from? The zakah is due from the person who is unable to pay. If a person has a claim against someone who is unable to pay, he owes no zakah unless he receives the payment, in which case he pays zakah once only.