The ruling on lending to farmers on the condition that they sell their produce to the lender
Machine translationRead the Arabic original
The questioner:
Honorable Shaykh Salih al-Fawzan (may Allah preserve him), peace be upon you and Allah’s mercy and blessings. The questioner says: I am a dealer in the vegetable market in the city of Ta’if. I give loans to farmers without interest, but I stipulate that the farmer must sell his produce to me if he sells in Ta’if. However, if he is outside Ta’if, he may sell as he wishes. What is the ruling on this loan, and does it fall under the hadith of the Messenger of Allah (peace and blessings be upon him)?
Another questioner:
Every loan that brings a benefit is riba (usury or interest).
The Shaykh:
There is no doubt that it clearly falls under this; it is riba. If you lend to them so that they market their goods to you and their sales are with you, and you gain a benefit from that, then this is a loan that brings a benefit, and it is riba by the consensus of the Muslims.
Honorable Shaykh Salih al-Fawzan (may Allah preserve him), peace be upon you and Allah’s mercy and blessings. The questioner says: I am a dealer in the vegetable market in the city of Ta’if. I give loans to farmers without interest, but I stipulate that the farmer must sell his produce to me if he sells in Ta’if. However, if he is outside Ta’if, he may sell as he wishes. What is the ruling on this loan, and does it fall under the hadith of the Messenger of Allah (peace and blessings be upon him)?
Another questioner:
Every loan that brings a benefit is riba (usury or interest).
The Shaykh:
There is no doubt that it clearly falls under this; it is riba. If you lend to them so that they market their goods to you and their sales are with you, and you gain a benefit from that, then this is a loan that brings a benefit, and it is riba by the consensus of the Muslims.
Source
قناة «العلامة الدكتور صالح الفوزان»، محاضرات في العقيدة والدعوة-06-لمحة عن الفرق\صالح الفوزان\كبار العلماء — youtube.com (1:06:44)
The Arabic text is a machine transcription of the audio recording.