I have a deposit in the bank that yields interest, and I have not taken it. What should I do with it?
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Question:
May Allah reward you, Your Eminence, father. The questioner says: I have a deposit in the bank that yields. Yes. He says: I have a deposit in the bank that yields interest for me, but I have not used this interest up to now. What is the Sharia-compliant way to deal with this interest?
Answer:
If the interest is riba (usury or interest), then this is not permissible; this is a condition. However, if the interest is not riba, but rather comes from buying and selling and lawful earnings, then there is no harm; it is yours. But if it is from riba, and the norm for banks is that they invest through riba, then do not take it. Do not take it and do not benefit from it. This is riba. Take the principal of your capital; that is sufficient. Yes.
May Allah reward you, Your Eminence, father. The questioner says: I have a deposit in the bank that yields. Yes. He says: I have a deposit in the bank that yields interest for me, but I have not used this interest up to now. What is the Sharia-compliant way to deal with this interest?
Answer:
If the interest is riba (usury or interest), then this is not permissible; this is a condition. However, if the interest is not riba, but rather comes from buying and selling and lawful earnings, then there is no harm; it is yours. But if it is from riba, and the norm for banks is that they invest through riba, then do not take it. Do not take it and do not benefit from it. This is riba. Take the principal of your capital; that is sufficient. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [2601- 4717] لي وديعة في البنك تدر علي بالفوائد ولم أخذها، فماذا أفعل فيها؟ - الشيخ صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.