Withdrawing from a current account via the ATMs of other banks
Machine translationRead the Arabic original
The questioner:
Your Eminence, the questioner says: If I have a current account at Al-Rajhi Bank, is it permissible for me to withdraw from it through another bank's ATM, such as the ATMs of other banks?
The Shaykh:
By Allah, there is a problem with this, because the other ATM means that it lends to the bank where your balance is and takes an increase, so you become the cause. The other bank does not give you anything except dirhams, so this becomes a loan with an increase: you lent to the bank where the balance is and took an increase from it. Yes.
The questioner:
Peace be upon you.
The Shaykh:
Some of the brothers say that this is a fee and not an increase on the loan. Allah knows best. Avoiding this is undoubtedly better. Yes.
The presenter:
May Allah reward you
Your Eminence, the questioner says: If I have a current account at Al-Rajhi Bank, is it permissible for me to withdraw from it through another bank's ATM, such as the ATMs of other banks?
The Shaykh:
By Allah, there is a problem with this, because the other ATM means that it lends to the bank where your balance is and takes an increase, so you become the cause. The other bank does not give you anything except dirhams, so this becomes a loan with an increase: you lent to the bank where the balance is and took an increase from it. Yes.
The questioner:
Peace be upon you.
The Shaykh:
Some of the brothers say that this is a fee and not an increase on the loan. Allah knows best. Avoiding this is undoubtedly better. Yes.
The presenter:
May Allah reward you
Source
قناة «العلامة الدكتور صالح الفوزان»، 089 من 123 / شرح كتاب زاد المستقنع / الظهار / صالح الفوزان / الفقه / كبار العلماء — youtube.com (44:27)
The Arabic text is a machine transcription of the audio recording.