What is the ruling on benefiting from health insurance if a person is obligated to have it?
Machine translationRead the Arabic original
Question:
May Allah reward you. Your Eminence, the father, the questioner says: Health insurance is mandatory for every resident, so what is the ruling on benefiting from it, knowing that the cost of treatment is exorbitant and may consume one’s entire salary?
Answer:
Insurance. He asks about insurance. Health insurance. All types of commercial insurance intended for investment are forbidden, whether health insurance or non-health insurance. However, if you are forced to pay it, you pay it as a tax and do not benefit from it. You treat yourself and your children at your own expense. You do not use the insurance funds for them, because those are the people’s money. The people’s money is not lawful for you. Yes.
May Allah reward you. Your Eminence, the father, the questioner says: Health insurance is mandatory for every resident, so what is the ruling on benefiting from it, knowing that the cost of treatment is exorbitant and may consume one’s entire salary?
Answer:
Insurance. He asks about insurance. Health insurance. All types of commercial insurance intended for investment are forbidden, whether health insurance or non-health insurance. However, if you are forced to pay it, you pay it as a tax and do not benefit from it. You treat yourself and your children at your own expense. You do not use the insurance funds for them, because those are the people’s money. The people’s money is not lawful for you. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [2032- 4717] ما حكم الاستفادة من التأمين الصحي إذا كان الشخص ملزم به؟ - الشيخ صالح الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.