I have been saving half my salary for four years; how do I pay zakah on these amounts?

Question:
May Allah reward you with good, and may He do you good. This listener says: I am a person who works for a salary, and I take half of it, spending it on my family, while I save the other half. I have been in this situation for approximately four years. How do I pay zakah on these amounts? I hope the answer will be detailed. May Allah reward you with good.

Answer:
It is obligatory for you to pay zakah on what has completed a lunar year and reached the nisab, with these two conditions: that a lunar year has passed, and that it has reached the nisab. If you are an employee who saves a certain amount of money each month, the best, most cautious, and most convenient option for you is to designate a month of the year, such as the blessed month of Ramadan, to pay out what has accumulated. You pay the zakah on the money that has accumulated with you. For what has completed a lunar year, you have paid it when the year was completed. For what has not completed a lunar year, its zakah is paid early. There is no harm in paying zakah early out of need, and this is more convenient for you. Yes.