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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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What is the authenticity of the hadith: "The believer is held hostage by his debt," and what is its evidence?

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Question:
What is the authenticity of the hadith "The believer is held hostage by his debt," and do simple debts fall under this?

Answer:
Yes, the hadith is authentic. The Muslim is held hostage by his debt until it is paid off on his behalf, as stated in the hadith. There is no difference between a large debt and a small debt, as evidenced by the fact that when the Prophet (peace and blessings be upon him) was brought a funeral to pray over, he asked, "Does he have any debt?" They said, "Yes, O Messenger of Allah, two dinars." Two dinars is a small amount. So the Prophet (peace and blessings be upon him) stepped back and said, "Pray over your companion." One of the Companions said, "I will take responsibility for it, O Messenger of Allah." This Companion took responsibility for it, and the Messenger of Allah (peace and blessings be upon him) came forward and prayed over him. When the funeral was buried and the man who had taken responsibility was met a day later, the Prophet (peace and blessings be upon him) asked, "What happened to the two dinars?" He said, "O Messenger of Allah, only a short time has passed." Then he met him the next day and asked, "What happened to the two dinars?" He said, "I paid them off, O Messenger of Allah." He said, "Now his skin has cooled down." Yes.
Source قناة «العلامة الدكتور صالح الفوزان»، 6958- ما صحة حديث: المؤمن مرتهن بدينه وما دلالته؟ - الشيخ صالح الفوزان — youtube.com

The Arabic text is a machine transcription of the audio recording.

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