The ruling on giving money to a bank while knowing that it will deal with it

Question : That it be in.

Answer : Yes, a person does not give it to them on the basis of a deposit while knowing that they will deal with it. For this reason, we say that calling what is placed in banks a deposit is a deception. Rather, it is called a loan. The scholars said that if the depositor permits the one with whom he deposited to deal with what he deposited with him, then it is a loan upon him. And this is the reality regarding banks. Yes, indeed. For this reason, if it were assumed that the bank was robbed or burned, would the owner of the bank say, “This is a deposit, and I did not lie without transgression or waste, so there is no guarantee?” No, he is not held liable for it.