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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Zakah on money lent to the insolvent and the solvent

Machine translationRead the Arabic original
Question:
Money lent to a person may be owed by someone who is unable to pay or by someone who is able to pay. Is there zakah on it?

Answer:
For the one who is unable to pay, his zakah is not obligatory until he receives the money. As for the one who is able to pay, the one who is able to pay, zakah is obligatory on him whenever the lunar year of possession has passed, even if he has not received it, because it is considered as if it has been received. Yes.

The presenter:
May Allah reward you.
Source قناة «العلامة الدكتور صالح الفوزان»، برنامج (فتاوى) (181) لمعالي الشيخ صالح الفوزان بتاريخ [1440-05-18] - كبار العلماء — youtube.com (29:06)

The Arabic text is a machine transcription of the audio recording.

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