What is the ruling on borrowing from a riba (usury or interest) bank out of dire necessity, or else facing a heavy fine?
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Question:
The questioner says: I am a merchant. I built a hotel with my own money. I am required to borrow money from the bank, knowing that the bank is a riba bank. If I do not borrow, I will face an audit by the government and incur a very high fine. The question is: should I borrow or not, knowing that if I refuse, the fine will be two million dinars or more? Please advise us. May Allah reward you with good.
Answer:
Building a hotel that depends on riba is not permissible. Do not build the hotel. Everyone is living without hotels. Leave the hotel. If it cannot be done except with riba, leave it. Allah will provide for you something else.
The questioner says: I am a merchant. I built a hotel with my own money. I am required to borrow money from the bank, knowing that the bank is a riba bank. If I do not borrow, I will face an audit by the government and incur a very high fine. The question is: should I borrow or not, knowing that if I refuse, the fine will be two million dinars or more? Please advise us. May Allah reward you with good.
Answer:
Building a hotel that depends on riba is not permissible. Do not build the hotel. Everyone is living without hotels. Leave the hotel. If it cannot be done except with riba, leave it. Allah will provide for you something else.
Source
قناة «العلامة الدكتور صالح الفوزان»، ما حكم الاستقراض من بنك ربوي للضروة وإلا تعرض لغرامة كبيرة؟ للشيخ الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.