Repaying the Real Estate Development Fund loan on behalf of the deceased father
Machine translationRead the Arabic original
The questioner:
'Abd al-Majid from al-Ahsa, please, 'Abd al-Majid. Peace be upon you. May Allah keep you in goodness. May Allah give you life. In the name of Allah, the Most Merciful, the Bestower of Mercy. Please go ahead. My father passed away about a year and a half ago. He has a loan with the Real Estate Development Fund, approximately one hundred and ninety thousand riyals. Are we required to repay it? According to the system, the government exempts the deceased. However, the repayment is made after a period of about a year, two years, or perhaps three; it may be extended or it may end. All right, thank you, 'Abd al-Majid. Thank you.
The Shaykh:
My brother, this is a matter for the Real Estate Fund. If they demand repayment, you should pay it from your father's estate. Is the debt on your father?
The presenter:
Yes, yes, it is on the father.
The Shaykh:
If the debt is on the father, and he has an estate, and the Fund demands repayment of the loan, then you should pay it from his estate, as it is his debt. If he is exempted before that, praise be to Allah. But if they demand it, you must pay it from the deceased's estate because it is a debt he owed. Yes.
'Abd al-Majid from al-Ahsa, please, 'Abd al-Majid. Peace be upon you. May Allah keep you in goodness. May Allah give you life. In the name of Allah, the Most Merciful, the Bestower of Mercy. Please go ahead. My father passed away about a year and a half ago. He has a loan with the Real Estate Development Fund, approximately one hundred and ninety thousand riyals. Are we required to repay it? According to the system, the government exempts the deceased. However, the repayment is made after a period of about a year, two years, or perhaps three; it may be extended or it may end. All right, thank you, 'Abd al-Majid. Thank you.
The Shaykh:
My brother, this is a matter for the Real Estate Fund. If they demand repayment, you should pay it from your father's estate. Is the debt on your father?
The presenter:
Yes, yes, it is on the father.
The Shaykh:
If the debt is on the father, and he has an estate, and the Fund demands repayment of the loan, then you should pay it from his estate, as it is his debt. If he is exempted before that, praise be to Allah. But if they demand it, you must pay it from the deceased's estate because it is a debt he owed. Yes.
Source
قناة «مكة و المدينة»، 27 / فتاوى على الهواء - 12 11 1434هـ _ الشيخ صالح الفوزان — youtube.com (36:57)
The Arabic text is a machine transcription of the audio recording.