Meaning: Every loan that brings a benefit is riba (usury or interest), and its example

Question:
Every loan that brings a benefit is riba (usury or interest). He asks: What is the meaning of this, and what is its example?

Answer:
The meaning of this is that the good loan is the one in which there is reward, the good loan. It is that you take money from your brother to meet your need, and then you return its equivalent. This is the loan, and no increase is taken from it. No benefit is taken from it in general, whether an increase in money or a benefit from other benefits. For example, if you take his car and load it, or ride in it in exchange for the loan, this is forbidden and not permissible. This applies whether the increase is of the same kind as the loan or a general benefit; it is not permissible. This is because the loan is a good loan intended for the benefit of the needy, not for investment, and then its equivalent is returned. Yes.

The presenter:
May Allah reward you.