Ruling on taking zakah to pay off a debt for one who has an income

The presenter:
Abu Fahd from Dammam, please go ahead, Abu Fahd.

The questioner:
Peace be upon you, O Shaykh.

The Shaykh:
Peace be upon you.

The presenter:
May Allah extend your life in His obedience, if Allah wills, to those who hear. Amen.

The Shaykh:
And to all Muslims.

The questioner:
I used to work, may Allah prolong your life, and I still work. I had a debt, and I had a relative who used to give me his zakah, meaning, may Allah enrich him,

The presenter:
he gives you the zakah. So is it permissible for me to take this zakah and pay off the debt I have? And I am working.

The Shaykh:
If you are poor, meaning your income is less than your expenses, your expenses are more than what you have, and it does not suffice you, you take from the zakah. But if your income suffices, it is not permissible for you to take the zakah,

The questioner:
And in this second case, what do I do, Shaykh? I return it. If Allah makes it easy for you.

The presenter:
Listen.

The Shaykh:
Do not take it; return it to him, because it is not lawful for you if you are not poor, yes.

The presenter:
May Allah reward you. Honorable Shaykh