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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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The ruling on considering an employee who owns real estate to be in financial difficulty

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Question:
May Allah reward you with good and do you well. If the person in financial difficulty, as you have mentioned, Shaykh Salih, is one whose assets are less than his debts? May Allah reward you with good. If he owns real estate, if he has property, if he is, for example, an employee with a fixed income, is he considered to be in financial difficulty, Shaykh Salih?

Answer:
Yes, if these assets are less than the debts he is obligated to pay and the debts he is being demanded to pay, then he is considered to be in financial difficulty to the extent that he can meet his needs and settle his debts. Yes.

The presenter:
May Allah reward you with good. Some people exclude real estate in such a testimony, so it does not cross their minds. What is your guidance, Shaykh Salih? There is no difference between real estate and other assets. If the income from the real estate, or what is obtained from it, or its value, is less than the debts and rights he is obligated to pay, then he is considered to be in financial difficulty and is considered poor, and it is permissible for him
Source قناة «العلامة الدكتور صالح الفوزان»، ما هي الشروط الواجب توفرها للشهادة بأن الشخص معسر؟ الشيخ صالح بن فوزان الفوزان — youtube.com (3:53)

The Arabic text is a machine transcription of the audio recording.

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