Is it obligatory to seek the permission of creditors to perform the obligatory Hajj?

Question:
The questioner says: I am a man of twenty-eight years, and I have not performed the obligatory Hajj because of a debt I owe that is spread out. Is it permissible for me to perform the obligatory Hajj without the permission of the creditors, knowing that there is no money available to pay it off in the event of my death? I ask for your information and clarification. May Allah grant you abundant reward and recompense.

Answer:
Among the conditions for the obligation of Hajj is the ability to perform it, and financial ability is part of that ability. If a person has a debt for which he is being demanded payment, such that the creditors prevent him from performing Hajj until he pays off his debts, then he does not perform Hajj, because he is not able to do so. If they do not demand it from him and he knows of their leniency, then it is permissible for him, and his Hajj may be a cause of good for the payment of his debts. And success is from Allah.