The ruling on purchasing cars from banks

Question:
What is the Shaykh’s view (may Allah preserve him) on purchasing cars from banks in the manner that has become widespread? And what is the Shaykh’s view on the ruling regarding the nasheeds called “Islamic”?

Answer:
As for cars, if the banks have cars in their ownership and possession, there is no harm in buying them from them. Banks and others are the same; you do not buy anything except from one who owns it and has it available. But if they do not have cars and they go to the showrooms or the companies to negotiate with them,
then this is not permissible, because it is selling what one does not own. The Messenger (peace and blessings be upon him) said: So the one who wants to sell to people must first have the goods available with him. Then, when the customers come, he sells to them. But if he has nothing and goes to the people at the car showrooms, or this, it is not permissible. This is forbidden. Yes.