Is the jewelry of daughters combined with the mother’s jewelry for the purpose of zakah?

The questioner : If a wife and her daughters have jewelry, but the jewelry of each one does not reach the nisab, is it all combined and its zakah paid?

The Shaykh : The question, I think, is clear to people. This is a woman who has jewelry that does not reach the nisab; for example, she has jewelry weighing ten pounds, and she has daughters who have jewelry, but the jewelry of each one does not reach the nisab either. She asks whether it is obligatory to combine the daughters’ jewelry with the mother’s jewelry and pay the zakah. We say it is not obligatory, because the wealth of each person is specific to them, unless the jewelry on the daughters is the property of the mother and she gave it to the daughters as a gift, in which case it is added to the woman’s jewelry. As for if the jewelry on the daughters belongs to them, then the wealth of each person is specific to them, and the wealth of one person does not complete the nisab of another person’s wealth.