What is the ruling on borrowing from banks or selling at double the price?

Question : And this is 'Abd al-Sami' al-Samiri, yes. He says: Many employees in countries where their salaries are not sufficient for the necessities of life are forced to borrow, and the borrowing system has no other than two paths. The first is from financial banks with a known interest rate of nine percent. The second is borrowing from the wealthy by the lender selling a commodity to the borrower for a deferred period at double its spot price, knowing that the increase in the price of this commodity multiplies the bank's interest fivefold, which is equivalent to five thousand percent in the interest system. So which of the two transactions is permissible?

Answer : Neither of them is permissible, not this one nor that one. If a person were to take his rope, gather firewood, and sell it, that would be better for him than that. Yes.