The ruling on the zakah of jewelry and how a woman pays it if she has no money

Question:
May Allah reward you and bless you. This questioner says: Honorable Shaykh, what is the ruling if zakah becomes obligatory on a woman's jewelry and she has no money to pay the zakah? What does she do? And what is the weaker position regarding the zakah of a woman's jewelry?

Answer:
The stronger position. Yes, the stronger position, and Allah knows best, is that there is no zakah on a woman for her jewelry that she intends and prepares for wearing, adornment, and use. She owes no zakah on that. However, some scholars hold that zakah is obligatory on it, even if she prepares it for wearing. If she wants to pay the zakah to clear her conscience, that is a good thing. If the owner of the wealth has nothing with him, the zakah becomes a debt in his liability to Allah the Exalted and Majestic. So when he is able to pay it, he should hasten to pay it. Yes.