What is the reconciliation between the hadith “The best charity is the effort of the one with little” and the hadith “The best charity is what is given from surplus wealth”?

Question : It is reported in a hadith that the Prophet (peace and blessings be upon him) was asked, “Which charity is the best?” He said, “The effort of the one with little.” Jibril said the same, and the reconciliation between this and “The best charity is what is given from surplus wealth” is that I want, I want, I want.

Answer : “The best charity is what is given from surplus wealth” — this is with regard to the charity itself, and the other is with regard to the one giving charity. This is because it is difficult for the one who has little wealth to give charity; generally, it is hard for him to give, so his charity is better for him than the man who has wealth and does not care about giving whatever he wishes from it. As for the charity itself, what is given from surplus wealth is better.