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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Lending to a dealer who owns a farm on the condition that he does not sell his produce except to him

Machine translationRead the Arabic original
Question:
This questioner, who owns a farm, says: Shaykh, I borrowed a sum of money from a dealer, and the dealer stipulated that if I wanted to sell anything from my farm, I must bring it to him so that he can sell it. Is this condition permissible?

Answer:
Yes, this is not permissible. This is a condition that is not permissible, because a loan is a good loan in which one seeks reward from Allah, fulfilling the need of a Muslim without seeking any worldly benefit from it. The fact that he restricts him from selling anything from his farm except to him, so that he benefits from it, is a condition for benefit in the loan, and that is riba (usury or interest). It has come in the hadith:
Every loan that brings a benefitكل قرض جر نفعا
is riba (usury or interest),فهو ربا،
and the scholars have agreed upon this. Yes.
Source قناة «العلامة الدكتور صالح الفوزان»، أقرض دلال صاحب مزرعة على شرط ألا يبيع منتجه إلا عنده - الشيخ صالح الفوزان — youtube.com

The Arabic text is a machine transcription of the audio recording.

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