The ruling on leaving the congregation out of fear for one's wealth

Question:
May Allah reward you. This questioner says: Honorable Shaykh, may Allah bless you. A person feared for his wealth and did not go to the congregational prayer because of his love for his wealth, and he prayed in the shop. Is he called a mushrik (one who associates partners with Allah) and has he fallen into shirk (associating partners with Allah) of love?

Answer:
If a person fears for his life, or fears for his honor, or fears for his wealth, he is excused for leaving the congregational prayer, and it is permissible for him to pray in his place. The Prophet (peace and blessings be upon him) said: The obligation of the congregation is lifted. And praise be to Allah, the religion is easy. It is not said that he is a mushrik, and it is not said that this is not permissible. This is not the right way to speak. This person is excused. Even if his wealth was the excuse, and he prayed in his house, or left it, or in his shop, and left the congregational prayer, he is not a mushrik. His prayer is valid, but he sins only by leaving the congregation. One should weigh matters by the scale of the Shari'ah and not take liberties with words.