How to reconcile the hadith “Whoever does you a favor, reward him” with the rule that every loan that yields a benefit is riba?
Machine translationRead the Arabic original
Question:
The questioner asks: How do we reconcile the hadith of the Prophet (peace and blessings be upon him), “Whoever does you a favor, reward him,” with the rule that states that every loan that yields a benefit is riba?
Answer:
Yes, every loan that yields a benefit is riba if the lender conditions it. However, if the lender does not condition it, and you are the one who gave the extra as a voluntary gift from yourself, there is no harm. This is part of good conduct in fulfilling obligations. This is part of good conduct in fulfilling obligations. So if the extra is conditioned, it is riba. If it is not conditioned, but rather the borrower volunteers it upon repayment, then it is part of good conduct in fulfilling obligations and is not riba. Yes.
The questioner asks: How do we reconcile the hadith of the Prophet (peace and blessings be upon him), “Whoever does you a favor, reward him,” with the rule that states that every loan that yields a benefit is riba?
Answer:
Yes, every loan that yields a benefit is riba if the lender conditions it. However, if the lender does not condition it, and you are the one who gave the extra as a voluntary gift from yourself, there is no harm. This is part of good conduct in fulfilling obligations. This is part of good conduct in fulfilling obligations. So if the extra is conditioned, it is riba. If it is not conditioned, but rather the borrower volunteers it upon repayment, then it is part of good conduct in fulfilling obligations and is not riba. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، كيف الجمع بين حديث «من صنع إليكم معروفا فكافئوه» وقاعدة كل قرض جر نفعا فهو ربا؟ للشيخ الفوزان — youtube.com
The Arabic text is a machine transcription of the audio recording.