The ruling on one who buys something for another man to sell it to him with an increase in the deferred price
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The ruling on one who buys something for another man to sell it to him with an increase in the deferred price
If there is a person, for example, who deals in cars, and he goes with the person who wants a car, and the person who wants to buy it specifies its type, then if the person who will buy it, for example, operates it, moves it from its place, and inspects it, and then buys it and sells it to the person who wants it for a price higher than its price in the agency, is this transaction permissible?
No, this is not permissible. The situation in this matter is that a person needed a car but did not have money, so he went to a merchant and said: “I want that specific car; buy it for me and I will take it from you at a later date with an increase.” This is forbidden, because it is a ruse; the merchant only bought it for the man who came asking for it, and he did not have it beforehand. If he bought it specifically to sell it to him on credit with an increase, that is the very essence of riba, but instead of being explicit, it became deception and a ruse.Instead of saying: O you who need the car! Here are fifty thousand riyals, buy the car with them, and these fifty thousand are on you as sixty thousand for one year.He said: I will buy the car and then sell it to you.
The merchant bought it for the sake of this needy person, and he did not buy it for the sake of the needy person out of compassion for him. Therefore, he sells it with an increase. This is undoubtedly more wicked than if he had said, "Take fifty thousand riyals, and they are on you as sixty thousand riyals." It was more wicked because it is based on deception, and the harm of riba is realized in it. It is not possible for the great riba, for which Allah has decreed a punishment that He has not decreed for any sin less than disbelief, to be lawful by such a method. It is not possible for a person to say this.
As some of them said: I will buy, for example, gold weighing one hundred grams with gold weighing eighty grams, and I intend the twenty grams to be a gift and a donation.
Is this reasonable? It is not reasonable.Because if we said: This is permissible if every person could engage in riba and it did not matter to him. Do not be deceived by the fatwa of one who said it is permissible in the first issue, for if he had examined the issue with true examination, he would have found that it is a very clear ruse on riba, and that it is not possible for this great, revered Shari'ah to descend to the point of permitting this transaction while riba is forbidden.
The questioner: If the owner of the car argues that he does not force the buyer?The Shaykh: The word “(it is not forced)” is meaningless and serves no purpose. Can the one who came asking for the car, the one who needs the car, possibly be forced? It is not possible.And his statement: If he were lenient, he would not force him.
All of this is a word by which a believer can never be deceived.And therefore it is said to me: If this man is lenient, they will take him to task for his leniency and write his name on the blacklist, so they will not deal with him afterwards, even though he is not lenient. And there are conditions written on him that prevent him from being lenient.
And the important thing is that it is obligatory for us, before we perform deeds, to look at whom we are dealing with. Are we not dealing with the Lord of the Worlds? We must know that He, (Glorified and Exalted is He), is All-Knowing of the secrets, and that His Prophet Muhammad (peace and blessings be upon him) said: “Actions are only by intentions”. Look at the Jews when fats were forbidden to them; they melted the fat, then made it into lard, then sold it and ate its price. They did not eat the fat, nor did they eat the lard, and yet the Prophet (peace and blessings be upon him) said: “May Allah kill the Jews”. And the Messenger of Allah spoke the truth when he said: “You will surely follow the ways of those who came before you”. With these transactions and their like, we have committed what the Jews committed, and the Prophet (peace and blessings be upon him) said: “Do not commit what the Jews committed, so that you make lawful the prohibitions of Allah through the slightest of ruses”.
If there is a person, for example, who deals in cars, and he goes with the person who wants a car, and the person who wants to buy it specifies its type, then if the person who will buy it, for example, operates it, moves it from its place, and inspects it, and then buys it and sells it to the person who wants it for a price higher than its price in the agency, is this transaction permissible?
No, this is not permissible. The situation in this matter is that a person needed a car but did not have money, so he went to a merchant and said: “I want that specific car; buy it for me and I will take it from you at a later date with an increase.” This is forbidden, because it is a ruse; the merchant only bought it for the man who came asking for it, and he did not have it beforehand. If he bought it specifically to sell it to him on credit with an increase, that is the very essence of riba, but instead of being explicit, it became deception and a ruse.Instead of saying: O you who need the car! Here are fifty thousand riyals, buy the car with them, and these fifty thousand are on you as sixty thousand for one year.He said: I will buy the car and then sell it to you.
The merchant bought it for the sake of this needy person, and he did not buy it for the sake of the needy person out of compassion for him. Therefore, he sells it with an increase. This is undoubtedly more wicked than if he had said, "Take fifty thousand riyals, and they are on you as sixty thousand riyals." It was more wicked because it is based on deception, and the harm of riba is realized in it. It is not possible for the great riba, for which Allah has decreed a punishment that He has not decreed for any sin less than disbelief, to be lawful by such a method. It is not possible for a person to say this.
As some of them said: I will buy, for example, gold weighing one hundred grams with gold weighing eighty grams, and I intend the twenty grams to be a gift and a donation.
Is this reasonable? It is not reasonable.Because if we said: This is permissible if every person could engage in riba and it did not matter to him. Do not be deceived by the fatwa of one who said it is permissible in the first issue, for if he had examined the issue with true examination, he would have found that it is a very clear ruse on riba, and that it is not possible for this great, revered Shari'ah to descend to the point of permitting this transaction while riba is forbidden.
The questioner: If the owner of the car argues that he does not force the buyer?The Shaykh: The word “(it is not forced)” is meaningless and serves no purpose. Can the one who came asking for the car, the one who needs the car, possibly be forced? It is not possible.And his statement: If he were lenient, he would not force him.
All of this is a word by which a believer can never be deceived.And therefore it is said to me: If this man is lenient, they will take him to task for his leniency and write his name on the blacklist, so they will not deal with him afterwards, even though he is not lenient. And there are conditions written on him that prevent him from being lenient.
And the important thing is that it is obligatory for us, before we perform deeds, to look at whom we are dealing with. Are we not dealing with the Lord of the Worlds? We must know that He, (Glorified and Exalted is He), is All-Knowing of the secrets, and that His Prophet Muhammad (peace and blessings be upon him) said: “Actions are only by intentions”. Look at the Jews when fats were forbidden to them; they melted the fat, then made it into lard, then sold it and ate its price. They did not eat the fat, nor did they eat the lard, and yet the Prophet (peace and blessings be upon him) said: “May Allah kill the Jews”. And the Messenger of Allah spoke the truth when he said: “You will surely follow the ways of those who came before you”. With these transactions and their like, we have committed what the Jews committed, and the Prophet (peace and blessings be upon him) said: “Do not commit what the Jews committed, so that you make lawful the prohibitions of Allah through the slightest of ruses”.