I am a woman who has a small amount of gold that I do not wear; rather, I have kept it for a dire necessity, may Allah forbid, should it ever befall us on any day
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The questioner : She says: I am a woman who has a small amount of gold that I do not wear; rather, I have kept it for a dire necessity, may Allah forbid, should it ever befall us on any day. I have children, and I receive zakah. Should I pay zakah on it, or should I sell it?
The Shaykh : If it does not reach the nisab, and the nisab is eighty-five grams, then there is no zakah on it. If it reaches the nisab, the stronger of the opinions of the scholars is that zakah is obligatory on it. It is assessed every year, and one-quarter of a tenth, i.e., 2.5%, is paid out. As for taking zakah for her maintenance and the maintenance of her children in terms of food, drink, and clothing, there is nothing wrong with it, provided that the gold she has does not exceed what women of her status wear. However, if it exceeds that, she should sell some of it and be self-sufficient with that, rather than taking zakah. In her question, she used the phrase: "may Allah forbid", and it should be replaced with "may Allah not decree", because the word "Allah forbid" implies that Allah the Exalted is compelled to do something, if He wills to permit it, or if He wills not to permit it. But it is better to say: may Allah not decree that, for example. Yes.
The Shaykh : If it does not reach the nisab, and the nisab is eighty-five grams, then there is no zakah on it. If it reaches the nisab, the stronger of the opinions of the scholars is that zakah is obligatory on it. It is assessed every year, and one-quarter of a tenth, i.e., 2.5%, is paid out. As for taking zakah for her maintenance and the maintenance of her children in terms of food, drink, and clothing, there is nothing wrong with it, provided that the gold she has does not exceed what women of her status wear. However, if it exceeds that, she should sell some of it and be self-sufficient with that, rather than taking zakah. In her question, she used the phrase: "may Allah forbid", and it should be replaced with "may Allah not decree", because the word "Allah forbid" implies that Allah the Exalted is compelled to do something, if He wills to permit it, or if He wills not to permit it. But it is better to say: may Allah not decree that, for example. Yes.