What is the ruling on the sales methods of some car companies that offer two prices, one for installment payments and one for cash?
Machine translationRead the Arabic original
The questioner : The one who sells cars, O Shaykh, naturally has two prices or two costs for the car. This is part of the company's operations. For example, if I want to take a car from the company at the other price, which is the installment payment price, what do you say about this matter, O Shaykh?
The Shaykh : What is new, may Allah guide you, in this question? What is new in this question?
The questioner : It is the company itself that deals this way, because one of the brothers...
The Shaykh : My brother, all sales are like this. What is the difference? What is new?
The questioner : She told me it is so that you would get good deeds.
The Shaykh : So that you would get good deeds? That is all she told you?
The questioner : Yes, is there something else? Look.
The Shaykh : Yes.
The questioner : It benefits one to combine the 'Asr prayer with the Maghrib prayer.
The Shaykh : No, we have not finished with the first one yet.
The questioner: Abu.
The Shaykh : Go and understand it properly, do not bring half of the speech.
The questioner : Yes, she told me to go with my father, and then you would get good deeds.
The Shaykh : Okay, I have now prayed 'Isha', so I will stand up and pray a second time to get good deeds.
The questioner : Yes.
The Shaykh : No, she will not tell you that. Go and ask her. Go and ask her what is new in your question.
The questioner : That the company itself...
The Shaykh : My brother, do not repeat the question.
The questioner: Yes.
The Shaykh : Glory be to Allah, you do not know that installment sales are not permissible.
The questioner : It is not permissible, yes, I know.
The Shaykh : Okay, I am telling you, what is new in your question?
The questioner: No, it is new.
The Shaykh : So why are you asking?
The questioner : Because one of the brothers, no harm, asked the Shaykh, the brother Ali...Al-Halabi : He invited them to the 'Aqabah. He called me and said, "Since the nature of this company is to deal in this sale, in these sales, and this is one of the characteristics of the company, you take this matter." This is the statement of the brother Ali on behalf of this person; it is not my statement or my inquiry. I wanted to call and speak with you about this question and take the answer from you regarding this matter, because he is the brother who is waiting for the answer, correct, so that he can do this thing based on the order.
The Shaykh : It is not reasonable to say this. All the people who sell on installments deal this way.
The questioner : Yes.
The Shaykh : So I am asking you just now, what is the difference? What is new in this question?
The questioner: No, it is new.
The Shaykh : Okay, you are saying that Shaykh Ali said, "Since the company deals this way, meaning all people, all merchants deal in this transaction, what is the new thing in the matter?" So I do not know whether to accuse you of misunderstanding the person, or to accuse the person of misunderstanding Ali, or to accuse Ali of lack of knowledge.
The questioner : By Allah, no, no, Allah knows best.
The Shaykh : When was this question asked? Today?
The questioner : No, a while ago, I mean.
The Shaykh : What is new, may Allah guide you, in this question? What is new in this question?
The questioner : It is the company itself that deals this way, because one of the brothers...
The Shaykh : My brother, all sales are like this. What is the difference? What is new?
The questioner : She told me it is so that you would get good deeds.
The Shaykh : So that you would get good deeds? That is all she told you?
The questioner : Yes, is there something else? Look.
The Shaykh : Yes.
The questioner : It benefits one to combine the 'Asr prayer with the Maghrib prayer.
The Shaykh : No, we have not finished with the first one yet.
The questioner: Abu.
The Shaykh : Go and understand it properly, do not bring half of the speech.
The questioner : Yes, she told me to go with my father, and then you would get good deeds.
The Shaykh : Okay, I have now prayed 'Isha', so I will stand up and pray a second time to get good deeds.
The questioner : Yes.
The Shaykh : No, she will not tell you that. Go and ask her. Go and ask her what is new in your question.
The questioner : That the company itself...
The Shaykh : My brother, do not repeat the question.
The questioner: Yes.
The Shaykh : Glory be to Allah, you do not know that installment sales are not permissible.
The questioner : It is not permissible, yes, I know.
The Shaykh : Okay, I am telling you, what is new in your question?
The questioner: No, it is new.
The Shaykh : So why are you asking?
The questioner : Because one of the brothers, no harm, asked the Shaykh, the brother Ali...Al-Halabi : He invited them to the 'Aqabah. He called me and said, "Since the nature of this company is to deal in this sale, in these sales, and this is one of the characteristics of the company, you take this matter." This is the statement of the brother Ali on behalf of this person; it is not my statement or my inquiry. I wanted to call and speak with you about this question and take the answer from you regarding this matter, because he is the brother who is waiting for the answer, correct, so that he can do this thing based on the order.
The Shaykh : It is not reasonable to say this. All the people who sell on installments deal this way.
The questioner : Yes.
The Shaykh : So I am asking you just now, what is the difference? What is new in this question?
The questioner: No, it is new.
The Shaykh : Okay, you are saying that Shaykh Ali said, "Since the company deals this way, meaning all people, all merchants deal in this transaction, what is the new thing in the matter?" So I do not know whether to accuse you of misunderstanding the person, or to accuse the person of misunderstanding Ali, or to accuse Ali of lack of knowledge.
The questioner : By Allah, no, no, Allah knows best.
The Shaykh : When was this question asked? Today?
The questioner : No, a while ago, I mean.
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.