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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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What is the authenticity of the hadith: “Every loan that brings benefit is riba”? And what is its meaning?

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The Shaykh : The hadith:
Every loan that brings benefit is riba كلُّ قرضٍ جرَّ نفعًا فهو ربا
, a quick verification of its authenticity? And a brief explanation of its benefit or its dangers?
The hadith is weak in its chain of narration,
Every loan that brings benefit is riba كلُّ قرضٍ جرَّ نفعًا فهو ربا
; in terms of the chain, it is weak, and in terms of jurisprudence, it is correct with qualification, but in its absolute sense, it is not correct. This is because it is established in the Sunnah that the Messenger (peace and blessings be upon him) borrowed and repaid more than what he borrowed; he borrowed a camel and repaid its owner with two camels. Therefore, this hadith, despite the weakness of its chain, is rejected when considered in its absolute sense. As for the qualification, it is as follows: every conditional loan, every conditional loan—that is, a loan with a condition—is riba; in that case, this statement is correct. However, if every loan that brings benefit brings benefit due to the good character of the lender and the borrower, then there is no harm in that. But if it brings benefit due to the lender’s condition of extra profit, then it is riba, as in the hadith itself, despite its weakness.
Source www.al-albany.com

The Arabic text is copied verbatim from the original source, without any edits.

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