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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Some women go to buy gold, and the shop owner tells them: take this merchandise and pay me whatever is easy for you until the amount in your debt is fully paid.

Machine translationRead the Arabic original
The questioner : Some women go to buy gold, and the shop owner tells them: take this merchandise and pay me whatever is easy for you until the amount in your debt is fully paid. Is this permissible?

The Shaykh : This is not permissible, because the sale of gold for dirhams must be hand-to-hand, since dirhams are currency exchanged for silver, and the sale of gold for silver requires that it be hand-to-hand, as the Prophet (peace and blessings be upon him) said:
If these classes differ إذا اختلفت هذه الأصناف
Sahih Muslim 1587c
meaning the categories he (peace and blessings be upon him) mentioned in his statement:
Gold for gold, silver for silver, wheat for wheat, dates for dates, barley for barley, and salt for salt, like for like, equal in amount, hand-to-hand الذهب بالذهب والفضة بالفضة والبر بالبر والتمر بالتمر والشعير بالشعير والملح بالملح، مثلاً بمثل سواء بسواء يداً بيد
Sunan ad-Darimi 18:49
He said:
If these classes differ, then sell as you wish if payment is made hand to hand. إذا اختلفت هذه الأصناف فبيعوا كيف شئتم إذا كان يدا بيد
Sahih Muslim 1587c
However, if gold is sold for something other than these categories, meaning, for example, if gold is sold for dates or a car or something similar that does not share the same operative cause of riba, then there is no harm in separating before taking possession.

The questioner : May Allah reward you. This questioner is from Yemen, from Taiz, and he says.
Source alathar.net

The Arabic text is copied verbatim from the original source, without any edits.

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