Continuing questions about some banking transactions.
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The questioner: That is, narrowing the scope as much as possible, to the extent of one's ability.
The Shaykh : This is the obligation.
The questioner: And why did they open this ... .
...
The Shaykh : Also.
The questioner: ... the Islamic bank provides a service to the institution; the citizen in any location ... does not take transportation to the institution in any nearby location; he pays; so in an agreement between the Islamic bank and the institution, the institution pays this bank a specific amount in exchange for this service that it provides ... .
Another questioner: Here, when we said that the institution's money became ... from the moment it was deposited ... .
The Shaykh: That means the institution is profiting, like the saw.
The questioner: The bank.
The Shaykh: The bank, yes, up and down, we complain about one side and the people dealing with it on the other side.
The questioner: I tell him - the one from the bank, I mean - that this matter will return to you with profit, he says: No, it does not return to us with profit. I tell him: Why ... he said: We have ... he said: We have thousands of concentrated [accounts], and these overwhelm us ... their transactions and papers and so on ... and entering them into the incoming and taking them out of the outgoing.
The Shaykh: ... and therefore they take a fee.
The questioner: ... I asked him: Is there any added interest? An ordinary employee, but one of the senior ones in charge of this matter ... .
The Shaykh : This is the obligation.
The questioner: And why did they open this ... .
...
The Shaykh : Also.
The questioner: ... the Islamic bank provides a service to the institution; the citizen in any location ... does not take transportation to the institution in any nearby location; he pays; so in an agreement between the Islamic bank and the institution, the institution pays this bank a specific amount in exchange for this service that it provides ... .
Another questioner: Here, when we said that the institution's money became ... from the moment it was deposited ... .
The Shaykh: That means the institution is profiting, like the saw.
The questioner: The bank.
The Shaykh: The bank, yes, up and down, we complain about one side and the people dealing with it on the other side.
The questioner: I tell him - the one from the bank, I mean - that this matter will return to you with profit, he says: No, it does not return to us with profit. I tell him: Why ... he said: We have ... he said: We have thousands of concentrated [accounts], and these overwhelm us ... their transactions and papers and so on ... and entering them into the incoming and taking them out of the outgoing.
The Shaykh: ... and therefore they take a fee.
The questioner: ... I asked him: Is there any added interest? An ordinary employee, but one of the senior ones in charge of this matter ... .
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.