Ruling on repaying a debt with more than the amount owed

Question:
The listener Abdullah Ahmad from North Yemen sent a message saying: I took a ram from my father for six hundred riyals, and I told him: I will give you seven hundred, or eight hundred riyals in exchange for it. Is this riba or not? And is the ruling the same if the person is not my father? I ask for your guidance. May Allah reward you with good.

Answer:
If you buy a commodity from your father, or anyone else, for six hundred riyals, or more, and then when you pay it off you increase the amount because you delayed paying him and you valued his patience with you, then there is no harm. However, if the increase was demanded by him and he made it a condition on you for the sake of the delay, this is riba and is not permissible. He said: I will not forgive you unless you increase it for me. I will not allow you to delay. Pay immediately. You said: Give me time and I will increase it for you. Instead of six, I will give you seven, for the sake of the extension. This is not permissible. This is riba.
As for when you pay it off, if you give him from your own accord, with a willing heart, not based on a condition between you and him, then there is no harm. The Prophet (peace and blessings be upon him) said: And the Prophet (peace and blessings be upon him) used to repay his brothers more than what he had taken from them, may peace and blessings be upon him.
In summary, if it is a condition, it is not permissible. But if it is kindness from you because he gave you time and extended the deadline, or because he is your father and you love good for him and you want to increase for him, then there is no harm in that.

The presenter : May Allah reward you with good.