Is it preferable to follow the opinion of those who say that riba (usury or interest) applies to items not explicitly mentioned in the hadith?

The questioner : Is it preferable to follow the opinion of those who say it is a gift, which is the most defective? Yes. And one should not follow the opinion of those who permit these things?

The Shaykh : No, it is preferable to follow the permissibility, because this is the default ruling in sales; Allah has made selling lawful. So this is a sale until we establish that it falls under the text. And what is the increase? Physics. Well, there is no obstacle, is there? Did the Messenger not take one camel for two camels? Not every increase is riba; the increase becomes riba only in the riba items. Absolutely no doubts or anything; there are no doubts, because if you take doubts, you would say that every difference of opinion comes and we take it, restricting yourself and others. And the person who acts according to his own judgment is the one who acts according to his own judgment. And I have doubt in this matter and I am being cautious. This is a second thing, like what al-Bara' ibn 'Azib (may Allah be pleased with him) said when he reported that the Messenger (peace and blessings be upon him)
do not forbid it to others. So the person, as we have passed over, the person who deals with himself in a certain way deals with himself in a certain way, but he does not restrict himself without a basis. And as for addressing people with something based on a precaution that you see and others do not see, no.