What is the ruling on mandatory insurance for employees?

Question:
He says: I work in a government department, and they deduct mandatory insurance from my salary before I receive it. There is also optional insurance called "Ministry Employee Insurance," where they deduct, for example, three percent monthly. At the end of service and upon reaching retirement age, we receive a bonus of one hundred months' worth of the last salary for this insurance. What is the ruling on that?

Answer:
Insurance is not permissible, whether it is mandatory or optional. Insurance is not permissible because it is consuming wealth unjustly, so it is not permissible. However, if this refers to retirement, specifically job-related retirement, that is a system, a government system. They take from your salary and add to it something from their side from the public treasury, and they give it to you or to those after you. This retirement system is fine; there is nothing wrong with it because it is taken from your salary and the government adds assistance to it. However, if it is taken and used in riba (usury or interest) investment, that is not permissible and is invalid, and you should not take it.