Bank profits in countries that do not have Islamic banks

Question:
The questioner says: In countries where there are no Islamic banks, is it permissible to take the interest on money deposited in banks and use it for good purposes, such as charity for the poor, rather than leaving it with the bank to be used in impermissible matters?

Answer:
One must never take riba (usury or interest), nor use it, whether for charity or otherwise. He should leave the riba and take his principal. Allah the Exalted said: A Muslim does not take riba. Even if he says he has two intentions and gives it in charity. Yes, if he has inherited wealth and has money that has accumulated from riba, then he repents to Allah the Mighty and Majestic with a sincere repentance, and he wants to leave the riba, and he has accumulated money that he has received, then he gets rid of it. He gets rid of it by placing it in what benefits the Muslims. As for saying, "I will take the riba and continue dealing with it and taking the interest, and I will not eat it, I will give it in charity," he says: No, it is not permissible to continue with riba.

The presenter:
May Allah reward you with good.