The ruling on analogizing riba-based transactions to the dispensation of 'araya

Question:
The first question says: Honorable Shaykh, the Prophet (peace and blessings be upon him) permitted al-mazabalah and granted a dispensation for 'araya out of need. It is known that 'araya is originally one of the forms of riba (usury or interest). Is it permissible to analogize to this that some transactions containing certain forms of riba are permitted out of need, such as investing in some companies whose dealings include riba? And how do we apply the permissibility of 'araya and its exception from the forms of riba?

Answer:
My brothers, the issue of 'araya is, yes, an exception to the issue of riba due to the need for it. However, the dispensation stops there and is not extended beyond it. We do not invent dispensations on our own and say that this is like the dispensation of 'araya. We stop at what the Messenger (peace and blessings be upon him) specified and stop regarding anything else, because the default is prohibition. We stop regarding anything other than that. Therefore, dispensations are not expanded, not analogized to, and not invented by people. The one who grants dispensations is the Messenger (peace and blessings be upon him), and he did not grant a dispensation except for 'araya only. So we stop at this. Yes.