Buying a car for someone else and selling it to him on installments with an increase
Machine translationRead the Arabic original
The questioner:
He says: A person told me to buy a car he wants, but he does not have enough money. If I buy it, he will pay the price in installments with an increase. He specified the type of car and its price to me, so I transferred the amount to him. Now he is paying me the price in installments with an increase. What is the ruling? And what is the way out if this method is not permissible?
The Shaykh:
Shall I repeat the question?
The questioner:
He says: A person told me to buy a car he wants, but he does not have enough money. If I buy it, he will pay the price in installments with an increase. He specified the type of car and its price to me, so I transferred the amount to him. Now he is paying me the price in installments with an increase. What is the ruling?
The Shaykh:
This is not permissible unless the car is in your possession and ownership before he approaches you. If you have cars or a car, and he comes and buys from you on installments, there is nothing wrong with that. But if you do not have cars, and then he comes to you in the manner you described, this is selling what you do not own.
The Prophet (peace and blessings be upon him) said:Sunan Ibn Majah 2187Hasan (Darussalam). One must have the car or the goods he wants to sell to people on credit. One must have the goods in his possession. If someone comes to him wanting to buy, he sells to him from what he has, either for cash or on installments. Yes.
The questioner:
The Shaykh is asked: What is the way out?
The Shaykh:
The way out is not to enter into this transaction. You did not enter into it. How do you ask about the way out when you are asking whether to do it or not? Do not do it. Yes.
The presenter:
May Allah reward you. And this one says: My father is quick to anger.
The questioner:
He entered into the transaction.
The Shaykh:
If he entered into the transaction, we have no remedy for it. If he wants to accept his opponent’s withdrawal, that is obligatory upon him. If he does not accept, they go to the court to look into it. Yes.
He says: A person told me to buy a car he wants, but he does not have enough money. If I buy it, he will pay the price in installments with an increase. He specified the type of car and its price to me, so I transferred the amount to him. Now he is paying me the price in installments with an increase. What is the ruling? And what is the way out if this method is not permissible?
The Shaykh:
Shall I repeat the question?
The questioner:
He says: A person told me to buy a car he wants, but he does not have enough money. If I buy it, he will pay the price in installments with an increase. He specified the type of car and its price to me, so I transferred the amount to him. Now he is paying me the price in installments with an increase. What is the ruling?
The Shaykh:
This is not permissible unless the car is in your possession and ownership before he approaches you. If you have cars or a car, and he comes and buys from you on installments, there is nothing wrong with that. But if you do not have cars, and then he comes to you in the manner you described, this is selling what you do not own.
The Prophet (peace and blessings be upon him) said:
Do not sell what is not with you.
لا تبع ما ليس عندكThe questioner:
The Shaykh is asked: What is the way out?
The Shaykh:
The way out is not to enter into this transaction. You did not enter into it. How do you ask about the way out when you are asking whether to do it or not? Do not do it. Yes.
The presenter:
May Allah reward you. And this one says: My father is quick to anger.
The questioner:
He entered into the transaction.
The Shaykh:
If he entered into the transaction, we have no remedy for it. If he wants to accept his opponent’s withdrawal, that is obligatory upon him. If he does not accept, they go to the court to look into it. Yes.
Source
لقاء مفتوح [الزلفي] — alfawzan.live (52:26)
The Arabic text is a machine transcription of the audio recording.