Continuation of the Explanation of Borrowing and Earnings from Disbelievers
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Answer:
Sometimes, the desire for profit drives people to do this, and there is nothing wrong with this according to the correct view. As for what is narrated from some of the Salaf regarding the prohibition of riba (usury or interest), and what some said about its prohibition, that is a matter of concern. The correct view is that it is not forbidden, that it is not riba (usury or interest), and that it has nothing to do with riba (usury or interest). Rather, it is a transaction with which there is no harm, and through it Allah benefits the Muslims, and through it Allah grants them nearness to Him, and through it new needs are met. Not everyone finds someone to lend to them, so what do they do?
Borrowing is a relief from Allah the Exalted and Majestic, a relief from Allah whereby people borrow and benefit. The lender benefits from the increase, and the borrower benefits from meeting his need, and there is no blame in that, and praise be to Allah. The Prophet (peace and blessings be upon him) bought and sold, and he bought food for his family from the Jews. This is also connected to our previous discussion regarding bad earnings. The Muslims earn from the disbelievers through jizyah (the tax on protected non-Muslims) and war spoils, and the disbelievers collect these from riba (usury or interest) and other than riba (usury or interest). But when it came to us as good earnings, it became lawful for us. We took it from them as good earnings through the jizyah (the tax on protected non-Muslims), and we took it from them through the war spoils. It became lawful for us, meaning through good earnings, while it is forbidden for them because they consumed it through foul earnings.
The presenter:
Yes, we see.
Sometimes, the desire for profit drives people to do this, and there is nothing wrong with this according to the correct view. As for what is narrated from some of the Salaf regarding the prohibition of riba (usury or interest), and what some said about its prohibition, that is a matter of concern. The correct view is that it is not forbidden, that it is not riba (usury or interest), and that it has nothing to do with riba (usury or interest). Rather, it is a transaction with which there is no harm, and through it Allah benefits the Muslims, and through it Allah grants them nearness to Him, and through it new needs are met. Not everyone finds someone to lend to them, so what do they do?
Borrowing is a relief from Allah the Exalted and Majestic, a relief from Allah whereby people borrow and benefit. The lender benefits from the increase, and the borrower benefits from meeting his need, and there is no blame in that, and praise be to Allah. The Prophet (peace and blessings be upon him) bought and sold, and he bought food for his family from the Jews. This is also connected to our previous discussion regarding bad earnings. The Muslims earn from the disbelievers through jizyah (the tax on protected non-Muslims) and war spoils, and the disbelievers collect these from riba (usury or interest) and other than riba (usury or interest). But when it came to us as good earnings, it became lawful for us. We took it from them as good earnings through the jizyah (the tax on protected non-Muslims), and we took it from them through the war spoils. It became lawful for us, meaning through good earnings, while it is forbidden for them because they consumed it through foul earnings.
The presenter:
Yes, we see.
Source
ندوات الجامع الكبير مع الأسئلة - 37 — archive.org
The Arabic text is a machine transcription of the audio recording.