Is the one who has a creditor seeking him excused for missing the congregational prayer?

Question : Now, likewise, the one who is constantly pursued by a creditor and has nothing. He has a creditor demanding him, saying, "Give me your right." Every time he leaves his house, the creditor is at the door. He keeps him company and speaks ill of him: "O so-and-so, O delayer, O liar, O breaker of promises, give me my right," and he has no money.

Answer : This is an excuse. This. Why? Because of the harm he suffers from the creditor’s constant pursuit, for this creditor follows him from the door to the mosque, and from the mosque to the door. So we say, you are now excused, because this person is harming you without right. If he has something with which he can pay, he has no right to miss the congregation, because if he misses the congregation in this state, he drops two rights: the right of Allah in the congregation and the right of the person in fulfilling the debt. Now, if he has a debt that is not due immediately but is deferred, but his creditor is not that reasonable man. It is known that he has a debt with this man, but it is not known whether it is deferred or immediate, and he was constantly pursuing him, because there are people like this, there are people among the creditors who demand from people what they do not have, distinguishing between the immediate and the deferred. He had in his mind that so-and-so had dirhams, so he kept him company, even though the right was immediate. Is it permissible for him to be absent? No? It is not permissible for him to be absent. Why? The harm is occurring. It has not been resolved. Yes, but this man does not know what is resolved and what is not. Now, O people, for the immediate case. No, this is looked at: if the authority is strong such that if he complained to the authority, they would protect him from him, then yes, he undoubtedly says, "You are the one in the wrong, I will complain to the authority," and they will give you your right. But if the authority is not strong, or if this man, for example, is favored by the authority and they do not take the right from him, then this is an excuse without doubt, because some people are a trial; they do not understand and do not know.