The Ruling on Concession in Religion

The questioner : Please, Abu Ahmad. The Shaykh is on the paper; I don't know who brought it, but Abu Ahmad is following along.

The Shaykh : Al-Albani. The letter is D, D, saying: "Concession (Daf' / Da'f) is weak. Weak."

The questioner : Weak. Weak. Weak. Weak.

The Shaykh : Weak, and hurry up, okay.

The questioner : I mean, the example applies to it if she is not saying it?

The Shaykh : For example, you owe me a thousand dinars, and the term is fixed, say after a month or after a year. You come and harass me, saying, "I will pay you the thousand dinars." I bring you and me into a dispute, my brother. Why are you demanding it now when the term has not yet arrived? This is one form. Another form: the term has arrived, but I am not a defaulter; I will pay you the thousand dinars. Then the advisor, who is your brother, says to you: "Concede," meaning, reduce it. Instead of taking 1000 dinars, take 900, take 800, and so on. Why? Because I will expedite the payment for you. The answer is clear. This is it. Now, Abu Abdullah, is it permissible to expedite or not? It is permissible. This is not a hadith from the Messenger (peace and blessings be upon him). The Messenger (peace and blessings be upon him) once heard two people quarreling in the mosque, so he asked about the cause of the dispute. It was told to him that so-and-so owed such-and-such, and the one with the right was demanding it from him. So he (peace and blessings be upon him) said to the one with the right: "Concede," meaning, reduce it and expedite the demand.

The presenter : This is a hadith, not a quote.

The Shaykh : This is a hadith in al-Bukhari.

The presenter : Okay.

The questioner : If the debtor's demand is not valid.

The Shaykh : Yes, it is not, as I said.

The questioner : Except from one side.

The Shaykh : Oh, yes.

The presenter : This came to me regarding, I mean, if the debtor comes.

The Shaykh : Exploitation.

The presenter : If the debtor comes and says to the creditor.

The Shaykh : It is not an answer for Abu Abdullah; it is not permissible.

The presenter : Now, if a third party guarantees, if a third party guarantees the amount, I mean, the creditor and the debtor, and a third party comes to take on the debt from the first debtor, and you set aside some of the amount for him, is it permissible?

The Shaykh : You set it aside for whom? For example, you want a thousand from me.

The presenter : Yes.

The Shaykh : Your brother comes and guarantees the payment. Finish the example that you want.

The presenter : A third party comes and says.

The Shaykh : My brother, this third party, do not repeat.

The presenter : You owe a thousand dinars. And you sought help but he did not come. A third party, my brother Hisham, came and said to me: "Here is a hundred." A hundred.

The Shaykh : You take the thousand.

The presenter : So that he can, so that he takes the thousand from you.

The Shaykh : Yes, it is not permissible. This is what banks do.

The presenter : It becomes a trap in the blood, on.

The Shaykh : It is not that banks do it now.

The presenter : No, the rule of obedience and I expedite. Good, the committee, no, the rule of obedience and I expedite.

The Shaykh : And glory be to You, O Allah, and praise be to You. I bear witness that there is no deity but You. I seek Your forgiveness and turn to You in repentance.