The Ruling on Selling Cars on Installment
Machine translationRead the Arabic original
The Shaykh:
In the name of Allah, the Most Gracious, the Most Merciful. Praise be to Allah, Lord of the worlds, and may peace and blessings be upon the leader of the white-ankled ones, our Prophet Muhammad, and upon his family and all his Companions. Welcome, dear brothers and sisters, to a new session of the program Light on the Path. The guest for this session is our beloved Shaykh Salih ibn Fawzan al-Fawzan, a member of the Committee of Senior Scholars and a member of the Permanent Committee for Scholarly Research and Ifta.
The presenter:
Welcome to the Shaykh in this session.
The questioner:
He says: Honorable Shaykh, my business is selling cars. Some of my brothers told me that when I sell them these cars on deferred payment, that is not permissible. So what is permissible regarding the installment sale of cars? I have a yard where I keep the cars, and I sell these cars on installment to the trustworthy people who come to me.
The Shaykh:
In the name of Allah, the Most Gracious, the Most Merciful. Praise be to Allah, Lord of the worlds, and may peace and blessings be upon His slave and Messenger, our Prophet Muhammad, and upon his family and all his Companions. The one who told you that deferred sale is not permissible is ignorant, and he has forbidden what is lawful. Allah, Mighty and Majestic, has permitted sale and forbidden riba (usury or interest). He said, "And Allah has permitted sale." Sale is permissible whether the price is immediate or deferred, and whether it is in one lump sum or in installments; all of it is permissible. This is because the default in transactions, praise be to Allah, is permissibility, except for what has been specifically prohibited. This is from one aspect.
The second aspect is that the Prophet (peace and blessings be upon him) borrowed for a price that was due. He bought food for his family from a Jew, and the Prophet (peace and blessings be upon him) died while his armor was pledged to that Jew for the food he had bought for his family. Likewise, he used to borrow camels for the zakah camels, one camel for two, and other evidence indicates that sale, whether immediate or deferred, is fine, whether it is in one installment or multiple installments. There is no harm in that. Yes.
In the name of Allah, the Most Gracious, the Most Merciful. Praise be to Allah, Lord of the worlds, and may peace and blessings be upon the leader of the white-ankled ones, our Prophet Muhammad, and upon his family and all his Companions. Welcome, dear brothers and sisters, to a new session of the program Light on the Path. The guest for this session is our beloved Shaykh Salih ibn Fawzan al-Fawzan, a member of the Committee of Senior Scholars and a member of the Permanent Committee for Scholarly Research and Ifta.
The presenter:
Welcome to the Shaykh in this session.
The questioner:
He says: Honorable Shaykh, my business is selling cars. Some of my brothers told me that when I sell them these cars on deferred payment, that is not permissible. So what is permissible regarding the installment sale of cars? I have a yard where I keep the cars, and I sell these cars on installment to the trustworthy people who come to me.
The Shaykh:
In the name of Allah, the Most Gracious, the Most Merciful. Praise be to Allah, Lord of the worlds, and may peace and blessings be upon His slave and Messenger, our Prophet Muhammad, and upon his family and all his Companions. The one who told you that deferred sale is not permissible is ignorant, and he has forbidden what is lawful. Allah, Mighty and Majestic, has permitted sale and forbidden riba (usury or interest). He said, "And Allah has permitted sale." Sale is permissible whether the price is immediate or deferred, and whether it is in one lump sum or in installments; all of it is permissible. This is because the default in transactions, praise be to Allah, is permissibility, except for what has been specifically prohibited. This is from one aspect.
The second aspect is that the Prophet (peace and blessings be upon him) borrowed for a price that was due. He bought food for his family from a Jew, and the Prophet (peace and blessings be upon him) died while his armor was pledged to that Jew for the food he had bought for his family. Likewise, he used to borrow camels for the zakah camels, one camel for two, and other evidence indicates that sale, whether immediate or deferred, is fine, whether it is in one installment or multiple installments. There is no harm in that. Yes.
Source
نور على الدرب - الفوزان - 03/219 — archive.org (0:26)
The Arabic text is a machine transcription of the audio recording.