Conditioning a term in a loan and the obligation to hasten repayment

Question:
That is, a specific time.

Answer:
No, I mean that conditioning a term in a loan is not established, because your intention is to be generous to your brother. If you set a specific term for him, it may be something that restricts him. So a loan is due immediately, even if a term is set; they say it is due immediately even if a term is set, because the matter is up to the party in the dominant position. But note that it is obligatory for the borrower to return the money as soon as possible, because some people, especially in this time, borrow money and fulfill their need, and then they are lax in repaying it. This is what has led merchants and the wealthy to refrain from lending, saying, "By Allah, if I give him the money and lend to him, he will not return it to me except after I ask and persist, and perhaps he will deny it in the end." As a result, stinginess in lending has occurred, and people hold onto their money. Therefore, it is obligatory for borrowers to hasten to repay in the best manner, and not to delay or put lenders to the trouble of demanding and exerting themselves, so that this door remains open.
Now, when people close the door of lending on them, they have resorted to riba (usury or interest), because the poor, needy person, if he does not find someone to lend to him while he is in need now, and does not find anything but banks, perhaps he does not care and says, "I will fulfill my need, even from the banks." But if he finds people who are generous and people who lend until there is ease, and when many people went to the riba banks, perhaps the reason for the closing of the door of lending is the behavior of borrowers and their mistreatment of lenders, their delay, and their lack of care, because once he fulfills his need, he no longer cares about his brother and does not hasten to repay him, nor does he spare him the trouble of collecting his right from him. Yes.