What is the ruling on intimate relations with one’s wife during the daytime of Ramadan?

The questioner : Well, I want to ask about this. There is no harm in religion in asking, right? Shaykh, I know that intimate relations between a woman and her husband do not break the fast in Ramadan.

The Shaykh : Depending on the interpretation of "intimate relations," may Allah guide you.

The questioner : So what I want to understand is, based on the fact that I am not asking anyone else, I am asking you, I am not asking anyone else, because a person needs to know these matters. So what I want to know is, is this "intimate relations" permissible? I heard that it becomes...

The Shaykh : Yes, sexual intercourse, may Allah bless you, is divided into two categories. The first category, and since you are saying it and you are correct, there is no modesty in religion.

The questioner : Movement.

The Shaykh : There is no modesty in religion, because Aisha (may Allah be pleased with her) used to say: May Allah have mercy on the women of the Ansar; their modesty did not prevent them from seeking knowledge in religion.

The questioner : It is permissible, I mean, we can say that religion... Well, I know that modesty is part of faith.

The Shaykh : Yes, but modesty has limits. And from here, Aisha (may Allah be pleased with her) praised the women of the Ansar, because she said she testifies to their modesty, but this modesty did not prevent them from seeking knowledge in religion. The point is, and this is a widespread misconception among people, that it is not permissible for a person to say "there is no modesty in religion." Because modesty is part of faith, yes, this is a principle.
And in the other hadith, but when shyness becomes excessive, it ceases to be shyness and becomes bashfulness, and at that point, this bashfulness prevents a person from asking about what is important to him regarding his religion. So, may Allah keep you safe, you have realized that it is obligatory for the Muslim woman to ask about the rulings of her religion, even if these rulings are related to matters that one is usually shy to mention. Since that is the case, I say that intimate relations are of two types. The intimate relations that break the fast are of two types—excuse me—the intimate relations concerning the fasting person are of two types: one breaks the fast and the other does not. The intimate relation that breaks the fast is what is known as sexual intercourse, the intercourse known by men and women. As for if a man has intimate relations with his wife without sexual intercourse, even if he ejaculates, this does not break his fast, but it obligates him to perform the full ritual bath. Likewise, she in turn—listen to the rest of the answer.

The questioner : I understand, Shaykh. I mean, because of that, if I think I should ask. Please go ahead.

The Shaykh : Likewise, she, in her turn, if she feels the fluid coming out of her, just as if she felt intercourse, she must perform the full ritual bath. As for if the man satisfies his desire from her through sexual contact without intercourse and he ejaculates, he must perform the full ritual bath, and if she did not ejaculate, she does not have to perform the full ritual bath. This is the answer in my view.

The questioner : May Allah reward you with good and bless you.

The Shaykh : May Allah keep you safe.