The issue of converting a deferred debt into a current one

Question:
If he has a current debt owed to him and he settles with the debtor by deferring it, or deferring part of it, the deferral is not binding, for a current debt is not deferred. However, the correct view is that it is deferred, just as the substitute for a loan is deferred. If there is a dispute in both cases, the position of the scholars of Madinah is the stronger one, and the method of circumvention for validity

Answer:
Correctly, the Muslims are to be held to their conditions, and this is a kindness. If he defers it, it is deferred, may Allah reward him with good. If he lends to him, he says: "I will not demand it from him except in Ramadan," similar to [the ruling for] Ramadan; he does not demand it before Ramadan. Yes.