The Ruling on Increasing the Profit in a Deferred Sale
Machine translationRead the Arabic original
The questioner:
We ask Allah (Mighty and Majestic). Ten, twelve, and ten, ten. How is this specified? This.
The Shaykh:
Dirhams. This is riba (usury or interest). As for goods, it means if they are worth one hundred, and he sells them for one hundred and ten, or if they are worth one hundred and he sells them for one hundred and twenty, this means the ten is twelve, and so on.
The questioner:
If it increases.
The Shaykh:
I mean the profit. The amount of profit is specified for him; it is not dirhams in the goods.
The questioner:
Yes, indeed, quickly, if it increases, meaning.
The Shaykh:
Let us look at the text.
The questioner:
Peace be upon you.
The Shaykh:
The believer should, as you heard in the discussion, be lenient with his brother and not increase the profit on him excessively. He should be lenient in that and be satisfied with a small profit. People have different situations in this regard, for people differ. The person known for keeping his word, known for good treatment, and fair dealing, people know him, and they do not increase the price of his goods except by a small amount. They know that he is truthful, that he is good in his dealings, and that he fulfills the right quickly. So people know such a person, and when they know him, they do not demand much; rather, they are satisfied with a small profit from him. Some people are not trusted; they may delay payment and harm them. Therefore, they may increase the profit on him instead of this delay, which may be long and may postpone their rights. Therefore, they are not satisfied with selling to him except with an increased profit that compensates them for the delay and postponement that may occur.
There is no fixed limit for this. It varies. It may be permissible to sell what is worth one hundred for two hundred if the deferred period is far off, or because it is difficult for the owner to fulfill the obligation soon, so he is given a long period due to his need for it. It was established that he (peace and blessings be upon him) bought a camel for two camels for the sake of the zakat camels due to the need for this increase. So the conclusion is that people differ in this regarding ease and difficulty, and regarding good fulfillment and lack of good fulfillment. Some, even if they are wealthy, are strict in fulfilling obligations, delaying and harming the owner of the right. Therefore, the seller is not satisfied except with a quarter more from this type of person. As for
We ask Allah (Mighty and Majestic). Ten, twelve, and ten, ten. How is this specified? This.
The Shaykh:
Dirhams. This is riba (usury or interest). As for goods, it means if they are worth one hundred, and he sells them for one hundred and ten, or if they are worth one hundred and he sells them for one hundred and twenty, this means the ten is twelve, and so on.
The questioner:
If it increases.
The Shaykh:
I mean the profit. The amount of profit is specified for him; it is not dirhams in the goods.
The questioner:
Yes, indeed, quickly, if it increases, meaning.
The Shaykh:
Let us look at the text.
The questioner:
Peace be upon you.
The Shaykh:
The believer should, as you heard in the discussion, be lenient with his brother and not increase the profit on him excessively. He should be lenient in that and be satisfied with a small profit. People have different situations in this regard, for people differ. The person known for keeping his word, known for good treatment, and fair dealing, people know him, and they do not increase the price of his goods except by a small amount. They know that he is truthful, that he is good in his dealings, and that he fulfills the right quickly. So people know such a person, and when they know him, they do not demand much; rather, they are satisfied with a small profit from him. Some people are not trusted; they may delay payment and harm them. Therefore, they may increase the profit on him instead of this delay, which may be long and may postpone their rights. Therefore, they are not satisfied with selling to him except with an increased profit that compensates them for the delay and postponement that may occur.
There is no fixed limit for this. It varies. It may be permissible to sell what is worth one hundred for two hundred if the deferred period is far off, or because it is difficult for the owner to fulfill the obligation soon, so he is given a long period due to his need for it. It was established that he (peace and blessings be upon him) bought a camel for two camels for the sake of the zakat camels due to the need for this increase. So the conclusion is that people differ in this regarding ease and difficulty, and regarding good fulfillment and lack of good fulfillment. Some, even if they are wealthy, are strict in fulfilling obligations, delaying and harming the owner of the right. Therefore, the seller is not satisfied except with a quarter more from this type of person. As for
Source
فتاوى وتعليقات ابن باز على محاضرات الجامع الكبير، [065] التعليق على ندوة: الربا وأنواعه — islamhouse.com (25:22)
The Arabic text is a machine transcription of the audio recording.