What is the ruling on placing bank interest to build houses, hospitals, and schools in East Asia, because they are very poor?
Machine translationRead the Arabic original
The questioner: Do you allow me one last question - if Allah wills - or are you unable to?
The Shaykh: Go ahead.
The questioner: What is the ruling on placing bank interest to build houses, hospitals, or schools for Muslims in the East Asian region, who are extremely poor, and the bank interest here, we merchants here are compelled to it, compelled?
The Shaykh: First: Before answering your question, I warn you that it is not permissible for you or any other Muslim to change the legal terms to innovated terms that alter the legal rulings. You call riba interest; riba is not interest; rather, it is misguidance. This warning must remain in your mind permanently, such that you erase the word "interest" from your tongue and this word does not slip from your tongue, and you establish in its place the word "riba," which is the legal term for this interest that the disbelievers, who do not prohibit or permit, call interest. So we followed them in name and action. Therefore, it is not permissible to call riba interest. This is a note, and wait for the continuation.
The questioner: All right.
The Shaykh: Yes.
Peace be upon you, and Allah's mercy and blessings.
Open?
If you know this, I say: The riba that is called interest is a fruit resulting from the forbidden transaction; namely,
Hello.
Another questioner: My Shaykh.
The Shaykh : Welcome.
namely, depositing money in banks that deal in riba. Muslims should remember the saying of the Messenger of Allah (peace and blessings be upon him):Sahih Muslim 1598; so there is no excuse for a Muslim to eat riba, rather, he has no excuse to feed riba to another. And whoever deposits his money in a bank, whatever the name of this bank is, this action is not permissible; because the curse that the Messenger (peace be upon him) mentioned in the hadith includes him necessarily. And I repeat to your ears once again the saying of our Prophet (peace and blessings be upon him): Sahih Muslim 1598; therefore, if you know this and that, you know the answer to your question: it is not permissible to deposit money in the bank, and it is not permissible - also - to deposit it with the intention of benefiting poor Muslims or a group of Muslim groups with those riba funds. This is the answer to the question.
Perhaps you understood it?
Allah is the Greatest!
The questioner : Peace be upon you
The Shaykh: And upon you peace.
The questioner: Excuse me, it seems the line was cut on the telephone.
The Shaykh: Okay; what did you understand?
The questioner: I understood that it is not permissible for me to say: bank interest.
The Shaykh: Good, and after that?
The questioner: I say: riba.
The Shaykh: And after that?
The questioner: And after that, I heard nothing.
The Shaykh: There is no power nor strength except with Allah.
Another questioner : ... .
The questioner: I apologize, O Shaykh.
The Shaykh: In any case, I will summarize; I spoke for a long time; I say: It is not permissible to deal with banks with any intention, with the purpose that we take riba and benefit a group of the Ummah with it; because the Messenger says:Sahih Muslim 1598.
The questioner: Yes.
The Shaykh: We must stop fighting Allah and His Messenger by dealing in riba, whether by eating it or by feeding it to others. Is the speech clear?
The questioner: Very clear.
The Shaykh: Okay; then I entrust you to Allah, and until we meet on another night, and peace be upon you.
The questioner: Peace be upon you and the mercy of Allah and His blessings, our Shaykh.
Another questioner: May Allah assist you, our professor.
The Shaykh : May Allah preserve you.
Another questioner : How are you?
The Shaykh : How are you?
Another questioner : May Allah preserve you and bless you.
The Shaykh : Are you both well?
Another questioner : May Allah reward you with good, my Shaykh.
The Shaykh : May Allah keep you safe.
Another questioner: "Abdullah al-Athari" sends his greetings to you.
The questioner : ... .
Another questioner: Yes, from Turkey.
Another questioner: Turkish.
Another questioner: Yes.
The Shaykh: Go ahead.
The questioner: What is the ruling on placing bank interest to build houses, hospitals, or schools for Muslims in the East Asian region, who are extremely poor, and the bank interest here, we merchants here are compelled to it, compelled?
The Shaykh: First: Before answering your question, I warn you that it is not permissible for you or any other Muslim to change the legal terms to innovated terms that alter the legal rulings. You call riba interest; riba is not interest; rather, it is misguidance. This warning must remain in your mind permanently, such that you erase the word "interest" from your tongue and this word does not slip from your tongue, and you establish in its place the word "riba," which is the legal term for this interest that the disbelievers, who do not prohibit or permit, call interest. So we followed them in name and action. Therefore, it is not permissible to call riba interest. This is a note, and wait for the continuation.
The questioner: All right.
The Shaykh: Yes.
Peace be upon you, and Allah's mercy and blessings.
Open?
If you know this, I say: The riba that is called interest is a fruit resulting from the forbidden transaction; namely,
Hello.
Another questioner: My Shaykh.
The Shaykh : Welcome.
namely, depositing money in banks that deal in riba. Muslims should remember the saying of the Messenger of Allah (peace and blessings be upon him):
Allah's Messenger (ﷺ) cursed the accepter of interest and its payer, and one who records it, and the two witnesses
لَعَنَ الله آكل الربا ، وموكله ، وكاتبه ، وشاهدَيهAllah's Messenger (ﷺ) cursed the accepter of interest and its payer, and one who records it, and the two witnesses
لعن الله آكل الربا ، وموكله ، وكاتبه ، وشاهدَيهPerhaps you understood it?
Allah is the Greatest!
The questioner : Peace be upon you
The Shaykh: And upon you peace.
The questioner: Excuse me, it seems the line was cut on the telephone.
The Shaykh: Okay; what did you understand?
The questioner: I understood that it is not permissible for me to say: bank interest.
The Shaykh: Good, and after that?
The questioner: I say: riba.
The Shaykh: And after that?
The questioner: And after that, I heard nothing.
The Shaykh: There is no power nor strength except with Allah.
Another questioner : ... .
The questioner: I apologize, O Shaykh.
The Shaykh: In any case, I will summarize; I spoke for a long time; I say: It is not permissible to deal with banks with any intention, with the purpose that we take riba and benefit a group of the Ummah with it; because the Messenger says:
Allah's Messenger (ﷺ) cursed the accepter of interest and its payer, and one who records it, and the two witnesses
لَعَنَ الله آكل الربا ، وموكله ، وكاتبه ، وشاهدَيهThe questioner: Yes.
The Shaykh: We must stop fighting Allah and His Messenger by dealing in riba, whether by eating it or by feeding it to others. Is the speech clear?
The questioner: Very clear.
The Shaykh: Okay; then I entrust you to Allah, and until we meet on another night, and peace be upon you.
The questioner: Peace be upon you and the mercy of Allah and His blessings, our Shaykh.
Another questioner: May Allah assist you, our professor.
The Shaykh : May Allah preserve you.
Another questioner : How are you?
The Shaykh : How are you?
Another questioner : May Allah preserve you and bless you.
The Shaykh : Are you both well?
Another questioner : May Allah reward you with good, my Shaykh.
The Shaykh : May Allah keep you safe.
Another questioner: "Abdullah al-Athari" sends his greetings to you.
The questioner : ... .
Another questioner: Yes, from Turkey.
Another questioner: Turkish.
Another questioner: Yes.
Source
www.al-albany.com
The Arabic text is copied verbatim from the original source, without any edits.