A Form of Selling Currency for Currency
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Your Eminence! You mentioned in a tape: The optimal approach in da'wah: If you buy, for example, from a grocer for the value of forty riyals, and you give him fifty, leaving you with ten riyals, and you say: "This is riba al-nasi'ah (usury of deferment)," what is the evidence for that, since many people have fallen into this?
May Allah bless you, this transaction combines a sale and a currency exchange. The fifty riyals now become the consideration for the currency exchange and the goods. As for the goods, it is well known that there is no riba between them and the coins. As for the currency exchange, which is the remaining value of the fifty, it is a sale of currency for currency, so it is not permissible for you to leave until you take from him what remains of the fifty.And solving this problem is easy, instead of saying: These fifty, and ten riyals remain with you, go to his neighbor and exchange the fifty, giving him forty.
May Allah bless you, this transaction combines a sale and a currency exchange. The fifty riyals now become the consideration for the currency exchange and the goods. As for the goods, it is well known that there is no riba between them and the coins. As for the currency exchange, which is the remaining value of the fifty, it is a sale of currency for currency, so it is not permissible for you to leave until you take from him what remains of the fifty.And solving this problem is easy, instead of saying: These fifty, and ten riyals remain with you, go to his neighbor and exchange the fifty, giving him forty.