Ruling on Monthly Associations Among Employees
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His Eminence the Shaykh: Is it permissible for a person who has joined a monthly association to perform Hajj with the money he received from it, given that he is the first to receive it?
The association is an agreement among employees that each person deducts, for example, one thousand riyals from his salary, which is given to the first person, then to the second in the second month, and to the third in the third month.
And so on. This is permissible and there is nothing wrong with it. If a person becomes the first to receive the money, it means he has incurred a debt equal to what he took. However, there is nothing wrong with performing Hajj with this money, because he can settle this debt, and it is known that when the due date for this debt arrives, he will pay it off.
The association is an agreement among employees that each person deducts, for example, one thousand riyals from his salary, which is given to the first person, then to the second in the second month, and to the third in the third month.
And so on. This is permissible and there is nothing wrong with it. If a person becomes the first to receive the money, it means he has incurred a debt equal to what he took. However, there is nothing wrong with performing Hajj with this money, because he can settle this debt, and it is known that when the due date for this debt arrives, he will pay it off.