The obligation in currency exchange is that it must be hand-to-hand, except in cases of dire necessity
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The obligation in currency exchange is that it must be hand-to-hand, except in cases of dire necessity
Regarding the first question, which is about transferring Sudanese currency: for transfers, you read a daily or weekly bulletin issued by the government regarding the exchange rate. This gives the sender the value of this currency, equivalent to what is obtained through the bank in Sudanese currency. This is done daily through the embassy or the banks, and this check is issued. However, the receipt of funds based on this check is delayed.Meaning: They give you this check for the equivalent amount, and you send it either at that moment or according to your preference.The second problem: This is the transfer of citizens through merchants. This involves a high rate and the rate specific to the state.Meaning: The difference is small, not much, but it is modest. Consequently, the worker or the one transferring this remittance through the merchant has to wait for a signal from the merchant in Sudan that he has received the amount through his family, and he informs him that he has received this amount. The one who is here—for example, in Unaizah—gives him this amount. So, there is a difference of approximately a day or hours.
The obligation is to take possession in the meeting, and this is not happening.
The questioner: This is the issue, O Shaykh.
The Shaykh: It is not happening.I say: A person must, at the very least, speak with his family there and ask what the price of the Saudi riyal is with them. Then, he must inform the bank here of the price they told him, and send it immediately.
The questioner: This is the one who sends it.
The Shaykh: For dire necessity, we may say: it is permissible; because I have heard that this is the only way. If it is truly the case that this is the only way, then it is a dire necessity and there is no harm in it.
The questioner: That is correct, but the problem that is brought to us is through the merchants, who have high rates, and one must wait; because they force the transferor on the basis that he waits a day or hours until they deliver it to his family there.
The Shaykh: This is not permissible.
Regarding the first question, which is about transferring Sudanese currency: for transfers, you read a daily or weekly bulletin issued by the government regarding the exchange rate. This gives the sender the value of this currency, equivalent to what is obtained through the bank in Sudanese currency. This is done daily through the embassy or the banks, and this check is issued. However, the receipt of funds based on this check is delayed.Meaning: They give you this check for the equivalent amount, and you send it either at that moment or according to your preference.The second problem: This is the transfer of citizens through merchants. This involves a high rate and the rate specific to the state.Meaning: The difference is small, not much, but it is modest. Consequently, the worker or the one transferring this remittance through the merchant has to wait for a signal from the merchant in Sudan that he has received the amount through his family, and he informs him that he has received this amount. The one who is here—for example, in Unaizah—gives him this amount. So, there is a difference of approximately a day or hours.
The obligation is to take possession in the meeting, and this is not happening.
The questioner: This is the issue, O Shaykh.
The Shaykh: It is not happening.I say: A person must, at the very least, speak with his family there and ask what the price of the Saudi riyal is with them. Then, he must inform the bank here of the price they told him, and send it immediately.
The questioner: This is the one who sends it.
The Shaykh: For dire necessity, we may say: it is permissible; because I have heard that this is the only way. If it is truly the case that this is the only way, then it is a dire necessity and there is no harm in it.
The questioner: That is correct, but the problem that is brought to us is through the merchants, who have high rates, and one must wait; because they force the transferor on the basis that he waits a day or hours until they deliver it to his family there.
The Shaykh: This is not permissible.